What Is Truth?

The 10^th promise of Debtors Anonymous says that we will no longer fear the truth; we will move from hiding in denial to living in reality.

What Is Truth?

Truth? The truth is I’m OK

My tummy is full

The heat is on and a hot bath awaits

But what if things aren’t as they appear?

Blasphemy! I’m OK

What if the mail hasn’t been open in months?

What if the credit cards are maxed?

What if I’m broke the day I’m paid?

What if the tummy, the heat, the bath is a lie?

What if I’m not OK?

So much fear to look at reality

Rather live in denial

It’s a truth I can live with

No need to bury my head

The illusion keeps me content

Over time denial is harder to obtain

Reality won’t let go

It won’t let me sleep

The phone is ringing

Collectors at the door

With a deep breath and full of fear

Step foot into a future based on reality

A reality that says I’m not OK

I’m broke and scared

And I want security

I want I real home

I want a real life

Not based on shows or illusions

Rather based on comfort and freedom

Starting with freedom from debt

Finding The Simple Life

The Ninth Promise of Debtors Anonymous states that we will find acceptance and gratitude and it will replace regret, self pity and longing.

Finding the Simple Life

A boring life… a simple life

no need for extravagant possessions

add no value to one’s worth

just a thing that will lead to regrets

oh poor poor me

no money for a car

can get it with credit

though it is no longer an option

oh poor poor me

no special vacations… no holidays abroad

realizing there is no debt

yet at times it isn’t much of a reward

oh thank you… thank you

this is simple life is a good one

sleep soundly having no debt

stress free home with no bills

thank you… thank you

for the strength not to keep up

neighbours with new cars and new debt

riding the bus… reading the paper

accepting this new life

simple and stress free

no longer afraid of phones

wondering… how to pay

grateful to accept responsibility

to stretch money… to make it last

to set goals… for a healthy future

thank God for this freedom

Owning Oneself

The 8^th Promise of Debtors Anonymous states that we will cease to compare ourselves to others;

jealousy and envy will fade.

Owning Oneself

You own what?

Didn’t ask… yet wondered

how did they afford that?

If they can get it…

I can get better

I can get bigger and newer

And most of all more expensive

Still better than you

I’ll have the things to prove it

Stereos, cars, laptops, and notebooks

Yours? New! Mine? Superior!

I’ll give the illusion that everything bought

is owned and is mine

No one will know what I own

is actually owning me

I don’t own that new car… it owns me

monthly payments, insurance and service

working more hours to pay the bill

I don’t own the latest phone or notebook… it owns me

monthly payments have stolen the joy of it all

deep in debt… reality hits

it doesn’t matter what is owned… what matters is what is owed

Now I own myself

With no competition there is no envy

Jealously is a thing of the past

Having no debt is freeing

No longer living a life of stress

No longer paranoid of phone calls or letters

Spiritually awakened to simplicity

It Is Enough

The 7^th Promise of Debtors Anonymous says that we will recognize that there is enough; our resources will be generous and we will share them with others and with DA.

It Is Enough

A full tummy… so nice

energy to get through the day

strength to carry on

it is enough

Security with employment

no darkness with electricity

not cold due to heat

it is enough

Thankful for gifts

ordinary… mundane

nothing spectacular… yet

it is enough

Deep in the hole

bankruptcy a shameful option

instead a new budget

it is enough

Gracious and thankful

nightmares now memories

tears now smiles

it is enough

It worked… out of debt

finally able to give and not take

sharing and helping others

thank you Lord… for giving me enough

Letting Go of the Faith of Fear

The Sixth Promise of Debtors Anonymous states that Isolation will give way to fellowship; faith will replace fear.

Letting Go Of The Faith Of Fear

No faith in a future

when life is dead

no faith in a future

without money to cure all ills

no fear with no money

credit cards bring new life

no fear with no money

live for today

no faith and no fear

living in isolation

hiding in the darkness

praying to be alone

won’t answer the phone

won’t open the mail

won’t answer the door

won’t be a part of life

to live without credit

finding faith in oneself

new fears of the unknown

a new life set to begin

confidence built with every payment

worth built with every bill paid

to walk away from isolation

to be free from debt paranoia

free to answer the phone

faith to open the mail

secure enough to open the door

a new life being debt free

I Am Enough

The Fifth Promise of Debtors Anonymous states that we will realize that we are enough; we will value ourselves and our contributions.

I Am Enough

I am enough

I am myself

I am free

free from material wealth

free from showmanship

free from debt

I am enough

I am myself

I am enjoying life

thankful for employment

thankful for a home

thankful for a partner

I am enough

I am myself

I am able to see

to see the sunrise and set

to see a lovers smile

to see a friends victory

I am enough

I am myself

I am able to feel

feeling the love from a cat

feeling accepted

feeling at peace

I… am… enough…

I… am… myself…

I… am… contributing…

contributing to life

contributing to others

contributing to God

Had Nothing

The Fourth Promise of Debtors Anonymous says that we will begin to live a prosperous life, unencumbered by fear, worry, resentment or debt.

Had Nothing

Had no fear… had nothing

no roof… no clothes… no food

… nothing …

maybe no fear but tons of worry

starving… shaking… withdrawals

no future plans… please…

let me survive the day

hated everyone… just because they had money

please give me a penny

please give me a sandwich

please don’t spit on me

please don’t curse me

oh the dream of a warm meal

followed by a warm bath

with clean warm clothes

and a nice cozy bed

a prosperous life

possibly not financially sound

rather comfortable with no fear

no debt… no worries

free from comparisons of others

free from resentments

no longer looking for handouts

rather closing hands in a prayer of thanks

I Am Not For Show

The Third Promise of Debtors Anonymous says that We will live within our means, yet our means will not define us. 

I Am Not For Show

A hundred dollar a night hotel

A thirty dollar a night hotel

which is the best?

People would be impressed with $100

yet… it’s just for a sleep

thirty dollars paid with cash

hundred dollars paid with credit

never defined by credit… certainly not for show

not worried what others think

rather sleep with less stress

a little money in pocket

at the end of the day

we’re all the same

head on pillow… sleeping soundly

it’s not what is owned

rather… its what’s owed

tv that’s paid for

not a surround sound with a monthly bill

a 1990 car parked out front

not a 2017 porsche that takes half a paycheck

head on pillow… sleeping soundly

keep your possessions and your wealth

a little money in hand

some stashed for a rainy day

a fine night out eating lobster

replaced with chicken parmesan

champagne replaced with coke

head on pillow… sleeping soundly

no debt… free to be

no worries… no stress

what a wonderful life

not defined by what others have

nor defined by show

not worried about wants… just needs

head on pillow… sleeping soundly

 

No Longer Filled With Fear

The second promise of Debtors Anonymous states that clarity will replace vagueness. Confidence and intuition will replace confusion and chaos. We will live engaged lives, make decisions that best meet our needs, and become the people we were meant to be.

No longer filled with fear

Had one… needed ten

had two… needed ten

had three… needed ten

shit, back to two… need ten

never have enough

can’t save… need to spend

nothing of value to sell

except… except… no… can’t

what to do… no plan

pure chaos… just insane

borrow money to pay bills

a decision with no goal

bite the bullet… quit the spending

quit the thoughts of selling one’s soul

park the car and walk

brown bags replace two martini lunches

rabbit ears replace cable tv

cell phone replaced with a trac phone

it’s nothing more than short term pain

for a future with long term gains

no more nasty phone calls or threatening mail

debt replaced with savings

holidays no longer wasted in front of the tv

rather soaking up the sun by the sea

no longer begging for more time

no longer pleading for more money

no longer sleepless nights

no longer days filled with fear

today the sun will shine

financially all is fine

Tears of Failure... Tears of Success

The first promise of debtors anonymous states that where we once felt despair, we will experience a new found hope.

Tears of Failure… Tears of Success

there is no end in sight

a life of debt I don’t want to fight

no loans available for me

a future I can not see

can’t answer the phone

hide in the dark… all alone

no longer open the mail

this life I have failed

no credit left… no cash in hand

soon be homeless… living off the land

everyday full of fear… just want to cry

at times… wish God would let me die

wasn’t long ago I lived that life of fear

I really thought it would be a lifelong career

credit was maxed then came the crash

I had to learn to live strictly with cash

little goals made and a budget was set

in time… these little goals were met

this new life offered me some pride

no longer did I run and hide

living a life of being debt free

the future is bright… just look and see

plans to travel and do lots more

cash in hand… off to the store

no longer an illusion or a fantasy

yes… I can live debt free

to have control of money in hand

instead of it slipping through it like sand

working for money is no way to be free

money working for me is the goal to see